Scholarship Essay

Journal Entry: Critical Thinking Name: Institution: Journal Entry: Critical Thinking The mortgage crisis in the United States is a central point of concern for the financial institution, the public, and the government. The causes of the crisis are a combination of forces rather than a single problem. Every stakeholder in the mortgage saga has a level of responsibility to bear for the crisis. According to Holt (2009), the human actions and inactions that led to the mortgage crisis include the failure to call into question evolving risks, predatory lending practices by financial institutions, unregulated derivatives and the unreasonable borrowing by the homebuyers. However, the officials who...

Name: Professor: Course code: Date: The United States has been dealing with two major issues for a long time, immigration and amnesty. They are the main headline topics, and most politicians use it as a great subject matter for their debates. Many have a say in how they think the state government should handle the matter. Amnesty is a decision that is made so that a set of individuals won’t be penalized or that some convicts will be released. Only the immigrants who have lived in the states for a period and their families are granted citizenship by the US amnesty policy. Immigration is a very important matter to the United States and its history. The United States has at all times permitted...

Gay Marriage is among one of the most controversial topics of debate as far as legislation and societal reforms are concerned. During the primitive days, the term marriage usually refers to define the social bonding established between a man and a woman and in some cultures, significant importance of nurturing a family. In a more contemporary world, homosexuality is quite commonly viewed with disdain and in some cultures and nations (even states), homosexual or more precisely, same-sex marriages are forbidden. In my view, gay marriages cannot be entirely justified on the basis of various grounds. Marriage possesses a significant religious outlook in different parts of the world having a union of two...